Business loans for small and medium-sized enterprises

With us, you get easier access to more capital. We are a dedicated business bank here to help Danish small and medium-sized companies. We have no costly branches or unnecessary bureaucracy. Instead, we have skilled advisors who provide tailored financing solutions, business loans, competent advice, and fast processing times. Our advisors visit you, so you don't have to spend time going to the bank.

 Finansiering til små og mellemstore virksomheder | kompasbank

Individually tailored business financing

Tailormade financing, always finding a solution that fits your company's specific situation and needs.

Local and personal advice

Your local business advisor will come to visit you and your company, so you don't have to waste time on unnecessary transport.

Loan processing in 48 hours

If you need a business loan, we are available 24/7. Once your needs are clarified, we will have a solution ready within 48 hours. This way, you can focus on running your business.

Business financing

Flexible and tailored financing for various needs

We help Danish SMEs achieve their full potential by financing their growth plans. Our financing solutions are tailored to your company's needs and typically consist of business loans ranging from DKK 500,000 to DKK 25,000,000.

Business financing from kompasbank is often used for:

  • Improved capital structure

  • Robots and automation

  • Inventory financing

  • Acquisitions and change of ownership

Fleksible og skræddersyede erhvervslån til forskellige behov | kompasbank

Revenue-Based Financing

Financing that grows with your business: From DKK 0 to 500.000

Not every financing need starts at half a million. That's why kompasbank has partnered with YouLend — a European platform specialised in revenue-based financing. You pay no interest, just one fixed fee you know upfront. Repayments happen automatically as a percentage of your daily sales, so they always move in step with your cash flow.

  • One fixed fee: No interest. You know the total cost from day one.

  • Repayments follow your revenue: Instalments adjust to your sales automatically. More in busy periods. Less in the quiet ones.

  • Apply from month 3: With 3+ months of trading history and card payment revenue, you can apply right now.

  • No collateral required: You don't need to put up assets or property as security.

 Finansiering via YouLend

Business loan

Business loans: What you need to know before you decide

Are you considering applying for a business loan but are unsure about how it works and what it costs?

This article will give you a clear overview of the key benefits and considerations you should know before deciding. You will gain insight into what a business loan entails, what options there are, and what you, as a business owner, should be especially aware of. Click through and find out if a business loan is relevant to your business.

Erhvervslån - det skal du vide

Support options

Get business support for your company's next big project

Do you plan to carry out projects and initiatives in sustainability or education? We have ensured you access to various guarantee schemes that can give you easy access to financing.

At kompasbank, we collaborate with the European Investment Fund (EIF). Through this partnership, you gain access to advantageous business loans and financing, which you can use for various projects within the green transition, skills development, and education.

EIF erhvervssstøtte

Access to capital

Liquidity remains the biggest challenge for SMEs.

Lack of liquidity remains one of Denmark's biggest challenges for small and medium-sized enterprises (SMEs). According to our data, about one-third of SMEs contact us with a need for working capital to support daily operations or liquidity to enable growth and development.

Therefore, Danish SMEs are rarely held back by ideas or ambitions but rather by access to liquidity and the right financial tools. Gaining access to capital is not just about gaining access to capital but also about achieving better management, insight, and control over the company's finances.

Likviditet er den største udfordring for danske SMV’er

Customer stories

Why choose kompasbank as your financing partner?

We have built our own digital infrastructure from scratch, completely independent of existing structures and processes. This allows us to optimize our workflows and provide you with better and faster service.

Vi giver dig en bedre og hurtigere service | kompasbank

Our experienced team covers the entire country

Our team of local business advisors will meet you at your company. They do this to serve you in the best possible way and save you time. And because we achieve the best results when we work together.

Et landsdækkende netværk 
af lokale erhvervsrådgivere | kompasbank

Frequently asked questions