Savings account with an attractive interest rate

At kompasbank, you get more out of your money while contributing to the growth in Denmark. The deposits from private Danes - like you - enable us to offer financing to small and medium-sized businesses. In this way, your savings in kompasbank contribute to creating better opportunities and new jobs for the benefit of Danish companies and society as a whole.

Right now, you can get an attractive interest rate on a savings account with deposit insurance and no fees.

 Opsparingskonto med en attraktiv rente | kompasbank

Attractive interest rateAttractive interest rate

Get up to 1.75% interest on your savings. Deposit up to DKK 3,000,000.

Deposit guaranteeCovered by the deposit guarantee

The deposit guarantee covers your savings up to EUR 100,000 (approximately DKK 750,000).

High and fixes interest rateFixed interest rate for up to 3 years

Lock the interest rate and enjoy a fixed, high interest rate on your savings account for up to 3 years.

Our savings products for personal customers

KOMPAS FIXED 6 MONTHS

1.65% p.a.

  • Fixed rate

  • 6 months fixed term.

  • Minimum deposit of DKK 100,000.

KOMPAS FIXED 12 MONTHS

1.75% p.a.

  • Fixed rate

  • 12 months fixed term.

  • Minimum deposit of DKK 100,000.

KOMPAS FIXED 18 MONTHS

1.65% p.a.

  • Fixed rate

  • 18 months fixed term.

  • Minimum deposit of DKK 100,000.

KOMPAS FIXED 24 MONTHS

1.55% p.a.

  • Fixed rate

  • 24 months fixed term.

  • Minimum deposit of DKK 100,000.

KOMPAS FIXED 36 MONTHS

1.40% p.a.

  • Fixed rate

  • 36 months fixed term.

  • Minimum deposit of DKK 100,000.

KOMPAS VARIABLE

1.50% p.a.

  • Variable rate

  • Withdraw money with 31 days notice

  • Minimum deposit of DKK 100,000.

Read our prices and terms here.

KOMPAS BASIS: Din fleksible adgang til din opsparing

KOMPAS BASIS: Your flexible access to your savings

As a personal customer at kompasbank, you automatically get a BASIS account – this is where you both deposit funds and transfer them to your NemKonto.

  • No minimum deposit: Start your savings at your own pace.

  • Freedom for your finances – every day: Deposit money whenever it suits you and easily transfer it to your NemKonto when you need it.

  • Competitive interest rate with no binding: Enjoy a competitive interest rate (currently 0.50%) without tying up your money.

Create a savings account in a few minutes

Opret opsparing hurtigt | kompasbank
Get started as a customer

First, sign up with MitID, answer a few questions, and get automatically set up with a free BASIS account with no commitment and a variable interest rate.

Vælg bindingsperiode | kompasbank
Select amount and savings products

Choose the savings product that best suits your needs and specify the amount you wish to deposit into your new savings account.

Overfør penge | kompasbank
Confirm agreement and transfer money

Review and confirm your agreement, then transfer money to your BASIS account—we’ll ensure they are automatically transferred to your savings account.

KOMPAS FIXED

KOMPAS FIXED ensures you a good fixed interest rate on your savings. You choose the fixed term period that suits your needs.

Lokal og personlig rådgivning | kompasbank
No fees or other costs

As a personal customer of kompasbank, you won't experience unforeseen expenses or unreasonable fees. With us, it only costs something if you terminate your savings before the end of the fixed term.

Indskydergaranti | kompasbank
Deposit guarantee

The deposit guarantee covers your savings up to EUR 100,000 (approximately DKK 750,000).

Fleksibel finansiering
Fixed guaranteed interest rate

With KOMPAS FAST, you are guaranteed an excellent fixed interest rate throughout the entire binding period.

KOMPAS VARIABLE

KOMPAS VARIABLE is for those who want a good interest rate on their savings but still desire flexible access to them.

Lokal og personlig rådgivning | kompasbank
No fees or other costs

As a personal customer of kompasbank, you won't experience unforeseen expenses or unreasonable fees. With us, it only costs something if you terminate your savings before the end of the fixed term.

Indskydergaranti | kompasbank
Deposit guarantee

The deposit guarantee covers your savings up to EUR 100,000 (approximately DKK 750,000).

Valgfri opsigelsesperiode | kompasbank
Termination

You can terminate your account and withdraw your funds with 31 days' notice.

Billede til privatside

Why you should open a savings account

A savings account enables you to earn an attractive interest rate on the money you deposit. It is one of the simplest and safest ways to earn a return on your money. The account is, therefore, especially relevant for those who have available funds that can be put away for some time.

Read on and learn more about the benefits of having a savings account.

Din opsparing sætter skub i væksten | kompasbank

Your savings drive growth

We are a dedicated business bank. As a personal customer, you'll receive a good interest rate on your savings and, at the same time, contribute to the stability and development of small and medium-sized businesses in your local community. We offer a good interest rate because we have low costs – no branches, fancy and expensive properties, or unnecessary bureaucracy.

Frequently asked questions

Read our complaints procedure here.

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