Savings account with an attractive interest rate
At kompasbank, you get more out of your money while contributing to the growth in Denmark. The deposits from private Danes - like you - enable us to offer financing to small and medium-sized businesses. In this way, your savings in kompasbank contribute to creating better opportunities and new jobs for the benefit of Danish companies and society as a whole.
Right now, you can get an attractive interest rate on a savings account with deposit insurance and no fees.

Attractive interest rate
Get up to 2.65% interest on your savings. Deposit up to DKK 3,000,000.
Covered by the deposit guarantee
The deposit guarantee covers your savings up to EUR 100,000 (approximately DKK 750,000).
Fixed interest rate for up to 3 years
Lock the interest rate and enjoy a fixed, high interest rate on your savings account for up to 3 years.
Grow your savings
As a personal customer of kompasbank, you won't experience unforeseen expenses or unreasonable fees. With us, it only costs something if you terminate your savings before the end of the fixed term.
Kompas Fixed
KOMPAS FIXED ensures you a good fixed interest rate on your savings. You choose the fixed term period that suits your needs.
1.65%p.a.
- Interest rate
- Fixed for the full term
- Term
- 6 months
- Early withdrawal
- Possible, subject to a fee
- Deposit
- 100,000–3,000,000 DKK
- Deposit guarantee
- Up to EUR 100,000 per depositor
- Ongoing fees
- 0 DKK
2.40%p.a.
- Interest rate
- Fixed for the full term
- Term
- 12 months
- Early withdrawal
- Possible, subject to a fee
- Deposit
- 100,000–3,000,000 DKK
- Deposit guarantee
- Up to EUR 100,000 per depositor
- Ongoing fees
- 0 DKK
2.40%p.a.
- Interest rate
- Fixed for the full term
- Term
- 18 months
- Early withdrawal
- Possible, subject to a fee
- Deposit
- 100,000–3,000,000 DKK
- Deposit guarantee
- Up to EUR 100,000 per depositor
- Ongoing fees
- 0 DKK
2.60%p.a.
- Interest rate
- Fixed for the full term
- Term
- 24 months
- Early withdrawal
- Possible, subject to a fee
- Deposit
- 100,000–3,000,000 DKK
- Deposit guarantee
- Up to EUR 100,000 per depositor
- Ongoing fees
- 0 DKK
2.65%p.a.
- Interest rate
- Fixed for the full term
- Term
- 36 months
- Early withdrawal
- Possible, subject to a fee
- Deposit
- 100,000–3,000,000 DKK
- Deposit guarantee
- Up to EUR 100,000 per depositor
- Ongoing fees
- 0 DKK
Kompas Variable
KOMPAS VARIABLE is for those who want a good interest rate on their savings but still desire flexible access to them.
Fixed term
Withdraw money with 31 days notice
1.50%p.a.
- Interest rate
- May change
- Term
- 31 days notice
- Early withdrawal
- Possible, subject to a fee
- Deposit
- 100,000–3,000,000 DKK
- Deposit guarantee
- Up to EUR 100,000 per depositor
- Ongoing fees
- 0 DKK
Compare our savings accounts
| Variabel1.50% | ||||||
|---|---|---|---|---|---|---|
| Interest rate | Fixed for the full term | Fixed for the full term | Fixed for the full term | Fixed for the full term | Fixed for the full term | May change |
| Term | 6 months | 12 months | 18 months | 24 months | 36 months | 31 days notice |
| Early withdrawal | Possible, subject to a fee | Possible, subject to a fee | Possible, subject to a fee | Possible, subject to a fee | Possible, subject to a fee | Possible, subject to a fee |
| Deposit | 100,000–3,000,000 DKK | 100,000–3,000,000 DKK | 100,000–3,000,000 DKK | 100,000–3,000,000 DKK | 100,000–3,000,000 DKK | 100,000–3,000,000 DKK |
| Deposit guarantee | Up to EUR 100,000 per depositor | Up to EUR 100,000 per depositor | Up to EUR 100,000 per depositor | Up to EUR 100,000 per depositor | Up to EUR 100,000 per depositor | Up to EUR 100,000 per depositor |
| Ongoing fees | 0 DKK | 0 DKK | 0 DKK | 0 DKK | 0 DKK | 0 DKK |
Create a savings account in a few minutes
Get started as a customer
First, sign up with MitID, answer a few questions, and get automatically set up with a free BASIS account with no commitment and a variable interest rate.
Select amount and savings products
Choose the savings product that best suits your needs and specify the amount you wish to deposit into your new savings account.
Confirm agreement and transfer money
Review and confirm your agreement, then transfer money to your BASIS account—we’ll ensure they are automatically transferred to your savings account.
Why you should open a savings account
A savings account enables you to earn an attractive interest rate on the money you deposit. It is one of the simplest and safest ways to earn a return on your money. The account is, therefore, especially relevant for those who have available funds that can be put away for some time.
Read on and learn more about the benefits of having a savings account.

Your savings drive growth
We are a dedicated business bank. As a personal customer, you'll receive a good interest rate on your savings and, at the same time, contribute to the stability and development of small and medium-sized businesses in your local community. We offer a good interest rate because we have low costs – no branches, fancy and expensive properties, or unnecessary bureaucracy.

Frequently asked questions
Read our complaints procedure here.