Small and medium-sized enterprises drive growth, create jobs, and contribute to innovation and creativity. They deserve a bank that acts quickly and proactively on their terms – not the other way around.
A bank that understands that businesses are different and have different needs, a bank that tailors solutions and is available when the need arises and opportunities need to be seized.
Therefore, we have created kompasbank – the business bank of the future for small and medium-sized companies. We use data and technology to offer better advice, modern business solutions, and tailored financing solutions so that SMEs can get the financing they need to fulfill their full potential.
Business loans
At kompasbank, we offer attractive, flexible financing solutions for small and medium-sized enterprises. Whether you're looking to expand production, upgrade machinery, renovate, purchase property, or embark on green initiatives, we're here to help. Contact us to discuss your company's financing needs, and we'll guide you to the best financing structure.
Among other things, we offer business loans ranging from DKK 500,000 to DKK 25,000,000.

Business account
Many businesses still rely on their traditional bank for cross-border payments – often paying more than necessary. A business account from kompasbank is built for international trade, combining favorable exchange rates, fast payments, and a seamless digital banking experience.
From just DKK 99 per month
Send and receive payments in 24 currencies
Competitive exchange rates
No need to switch your entire banking relationship
Developed for businesses trading across borders

We have experienced tremendous value from both the financial support and the advisory services provided by kompasbank. Not only have we been able to launch several successful initiatives, but we have also gained valuable insights for advancing our business. Jeppe, in particular, made noteworthy contributions during a strategy meeting by offering specific suggestions, which we are currently putting into action.
It was evident that kompasbank understood our business and needs. The process from idea to meeting to an actual offer was speedy. It meant a lot to us at the time so we could reap the growth opportunities we had set in motion with our strategy.
The collaboration with kompasbank has allowed us to keep up with developments and support our customers' growth. We must continue building and not just stand still, thinking we are world champions today.
At Kompasbank, we restructured our capital to reduce financing costs across the board. With the support of Kompasbank's financing, we accelerated the expansion of our school project, evolving from a boarding school to a combined free school and boarding school. Furthermore, Kompasbank's partnership has provided us with the agility to capitalize on unexpected opportunities.
kompasbank was extremely competent. They quickly understood what kind of company we are, our needs, and our unique characteristics, and then put together a great financing offer for us.
When climbing grows as quickly as it does, it demands a lot from us. Right now, kompasbank is helping us with the first significant growth spurt, but at some point, we will reach a threshold to manage on our own. And that is what the entire collaboration is about. The sky is the limit, and they are ready to help us.
In addition to meeting our financing needs, we had an excellent conversation with Patrick, our advisor from kompasbank. He understood our business and asked very relevant questions that we hadn’t been asked before. He provided concrete advice on how to elevate our company to a new level and undoubtedly pushed us in the right direction.
With kompasbank, we received a good and long-term financing package that improved our liquidity and strengthened our growth opportunities in the future. The process with kompasbank has been excellent; it was handled professionally and with the speed we needed.
Now, we have reached a point where we need additional capital for a better take-off. It turned out that kompasbank was a perfect fit. They are focused on SMEs and providing financing built on top of the bank financing I already had.
Our advisor, Patrick, came out to see us in Ballerup. He arrived well-prepared and had a deep understanding of our business. He asked the right questions and advised us from day one. Just two weeks after the meeting, the loan was disbursed, and afterward, Patrick called us to ensure everything was as it should be. I have yet to experience similar quality, speed, and proactivity elsewhere. They must be Denmark's fastest business bank.
With our loan from kompasbank, we have obtained a liquidity reserve that enables us to purchase larger quantities of goods and achieve volume discounts, which provides us with a more significant profit margin in a competitive market. This is crucial for us to keep up with the wave of digitalization and realize our growth ambitions.
Our accountant met with a new bank we had not heard of, kompasbank, and presented our case. There was excellent chemistry from the start, and it quickly became a joint project to achieve our goals. That actually encapsulates the essence of our collaboration with Kompasbank. It's a partnership rather than a traditional bank-customer relationship.
I couldn't have solved this. No matter how many banks I had approached. It wasn't until I started talking to Jeppe at kompasbank that I experienced a bank that was interested in the business itself and me.
Commercial leasing
Leasing machinery and equipment has many advantages. When you lease assets instead of owning them, you maintain your business's liquidity. Leasing gives you greater financial flexibility, which you can use for other business activities, such as hiring, sales, marketing, and product development.
With a leasing solution from kompasbank, you gain access to precisely the equipment your business needs. Whether you require new IT hardware, machinery, tools, office furniture, or POS solutions, leasing gives you the flexibility to invest in expensive equipment without draining your cash reserves.

kompasbank navigator
At kompasbank, our mission is to help Danish SMEs unlock their full potential, and a central focus for developing and operating their businesses smartly and most effectively is utilizing digital solutions across functions and business areas.
On our digital marketplace, kompasbank navigator, you can gain an overview and get access to a wide range of digital solutions to strengthen your company's growth and competitiveness.

Inspiration
Be inspired by some of Denmark's coolest SMEs and learn more about how they are working to fulfill their full potential with the help of kompasbank. We regularly visit our customers and share their fantastic stories here.
There are over 245,000 small and medium-sized businesses in Denmark. They constitute 99% of all Danish companies and collectively employ over 1 million full-time employees, accounting for 64% of employment.
Source: Eurostat

All businesses are unique, with different focuses and ways of conducting business. That's why we offer tailored financing solutions that fit your company's capital structure, cash flow, and future plans.
