Interest-free financing – pay back through your daily sales

YouLend offers credit to micro and small businesses that primarily accept card payments, such as stores, kiosks, restaurants, cafes, online and e-commerce businesses, etc. Instead of a traditional business loan with interest, a fixed fee is agreed upon in advance, and repayment occurs automatically as a percentage of sales. If your sales are lower than usual in a given month, you’ll repay a correspondingly smaller amount—without incurring interest.

Through Kompasbank’s partnership with YouLend, you can typically receive a loan offer the same day you apply.