Partnerships that strengthen your business

YouLend provides financing to micro and small businesses that primarily receive card payments, such as retail stores, kiosks, restaurants, cafés, online shops, and e-commerce businesses. Instead of a traditional business loan with interest, a fixed fee is agreed upfront, and repayment is made automatically as a percentage of sales. If your sales are lower than usual in a given month, your repayments will be proportionally lower as well — with no interest accruing.

Through kompasbank’s partnership with YouLend, you can typically receive a loan offer on the same day you apply.

To meet the needs of even more small and medium-sized businesses, we collaborate with CapitalBox — an online financing platform focused on fast and flexible solutions.

CapitalBox specializes in offering loans and credit facilities to small and medium-sized businesses through a simple and transparent digital process. With a focus on individual needs and a fair approach to financing, they help companies access the capital they need to develop and strengthen their business.

Pilea Finance & Business is an independent financial advisory firm specializing in owner-managed businesses. They help create a clear overview of both corporate and personal finances, and provide advice on everything from wealth optimization and investment advisory to succession planning and optimal capital structure across the entire group.

kompasbank collaborates with Pilea because we know that the right solutions sometimes require more than banking products. If you need a trusted advisor who sees the bigger picture, we can connect you with Pilea.

Through kompasbank’s partnership with grenke, an international specialist in business leasing, we can provide companies across all industries with access to innovative leasing solutions.

With more than 40 years of experience, Grenke helps companies finance equipment and technology so they can develop and strengthen their business. Today, Grenke operates in over 30 countries and collaborates with more than 39,000 partners worldwide. In 2024 alone, grenke facilitated leasing agreements with a total value of approximately EUR 3.1 billion.

With Ikano Bank as a partner, we can offer our business customers a wider range of flexible leasing solutions.

Ikano Bank is a well-established Nordic bank with extensive experience in business leasing. Through this partnership, we can offer even larger leasing facilities – including financing for registered vehicles. This gives businesses the opportunity to easily upgrade their equipment and gain access to modern solutions that support both operations and growth.

As part of supporting our customers’ international activities, we have entered into a partnership with Ebury – a globally leading fintech company specializing in global financial solutions for small and medium-sized enterprises.

Ebury makes it easier to trade across borders and is particularly strong in areas such as foreign exchange in exotic currencies (more than 140 currencies), international payments and collections via local accounts, as well as risk management through forwards and hedging. This gives businesses access to the key financial tools needed to support efficient and secure international trade.

Raisin is a leading European platform that connects banks with savers across Europe and the United States. Since its founding in 2012, Raisin has helped millions of customers achieve higher returns on their savings – all in one place through a secure digital solution.

Through the partnership with Raisin, kompasbank can reach personal customers beyond Denmark’s borders and offer attractive deposit products across multiple markets.

Banking Circle is kompasbank’s payment partner and handles all payments and transfers on our behalf. Banking Circle is a Danish licensed bank regulated by the Danish Financial Supervisory Authority and complies with all applicable security and regulatory requirements.

When you transfer funds to kompasbank, the transfer is processed via Banking Circle. This is important to know – which is why we state it explicitly.